General insurance or non-life insurance policies, including automobile and homeowners policies, provide payments depending on the loss from a particular financial event. General insurance is typically defined as any insurance that is not determined to be life insurance. It is called property and non-life insurance in the UK.

In the United Kingdom, insurance is broadly divided into three areas: personal lines, commercial lines and the London market.

This is an area of financial planning that is often overlooked. Traditionally, we have our buildings and contents insurance with our mortgage lenders, which may be uncompetitive in a very competitive marketplace. It may also be the case that a property may be underinsured, due to decoration, extension or the increase in house prices.

In addition to home insurance, we can also provide access to cover for accidents, sickness and unemployment.

This kind of policy is important for your peace of mind. It enables you to minimise the effects of unexpected and often unwelcome future events and helps you to organise your personal and business life with greater confidence.

A General insurance policy can be arranged by Blestium Financial Services, which is a trading name of Martin Newell who is an appointed representative of The Openwork Partnership which is authorised and regulated by the Financial Conduct Authority.