There is a wide range of insurance cover available to shops and commercial premises of all sizes, with standard and enhanced cover options.

There is a lot to think about in this area. Cover for business interruption, goods in transit, stock protection, contents and fittings, cash cover, and all aspects of insurance to suit your individual shop or commercial requirements.

You will also need protection against fire, flood, theft and other unforeseen eventualities which could affect your ability to trade.

Many insurance policies offer both standard and enhanced cover options. The standard policy provides cover for various risks including public and employers’ liability, stock cover and tenants improvements.

Enhanced options allow you the choice to increase the levels of public liability, business interruption, goods in transit cover and many others, allowing the policy to be tailored to suit your individual shop requirements.

This can be arranged by Blestium Financial Services, which is a trading name of Martin Newell who is an appointed representative of The Openwork Partnership which is authorised and regulated by the Financial Conduct Authority.